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Pawn loan agreement

This information is provided by Netherlands Enterprise Agency, RVO

Nederlandse versie

If you own or operate a pawn or jewellery shop and lend money to your customers in exchange for their goods, gold or silver, you enter into a pawn loan agreement (consumer credit agreement) with them.

This agreement contains among others:

  • the terms and conditions of the loan
  • your personal details and those of your customer
  • information on the item secured against the loan (collateral)

Terms and conditions are for instance:

  • the value of the item
  • the applicable interest rate (this rate may not exceed 4.5%)
  • the expiration date of the loan

Your customer has at least 2 months for paying back the loan and retrieving their item.

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This information is provided by

Netherlands Enterprise Agency, RVO
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