Business loan guarantee scheme (GO)

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Netherlands Enterprise Agency, RVO
Netherlands Enterprise Agency, RVO
< 1 min read
Nederlandse versie

The Business loan guarantee scheme (Garantie Ondernemingsfinanciering, GO) makes it easier for large and medium-sized companies in the Netherlands to borrow substantial amounts of money. Capital providers receive a 50% guarantee from the government. The term for the Business loan guarantee scheme (in Dutch) is maximum 8 years.

When do you qualify?

To qualify for the GO Business loan guarantee scheme (in Dutch), the following criteria must be met:

  • Your company has its registered office in the Netherlands. The commercial activities are conducted primarily in the Netherlands.
  • You have a healthy company.
  • Your business has reasonable profitability and continuity prospects.
  • The financing qualifies as Fresh Money (in Dutch).
  • In the last 12 months, no excessive capital withdrawals from your company have taken place.
  • You are only requesting GO financing for your own company activities.

You cannot apply if your company is active in one of the following sectors:

  • Primary agriculture (farming, fishery, and aquaculture businesses), with the exception of supply and service companies.
  • Real estate, with the exception of brokering and project funding.
  • Financial services, with the exception of financial intermediation.
  • Providers of healthcare under the Healthcare Insurance Act and the Exceptional Medical Expenses Act (AWBZ).

How to apply for the GO scheme?

You do not apply for the GO scheme yourself. Your financier can apply for you if they participate in the GO scheme (in Dutch). The financier submits the application to the Netherlands Enterprise Agency (RVO).

You can apply for GO until 13 June 2025.

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