Logo of the Dutch government

Premium reduction for collective health insurance abolished

This information is provided by Netherlands Enterprise Agency, RVO

Nederlandse versie
Effective date: 1 January 2023

What changes?

Do you offer your employees the opportunity to make use of a collective healthcare insurance? You should take into account that your employees will no longer receive a discount on the premium. The group discount is abolished. You may have to change the arrangements you made with the insurance company.

It will still be possible for health insurers and collectives to make arrangements on for instance prevention of illness, absenteeism reduction, and preventing debt issues.

For whom?

  • entrepreneurs that have taken out a collective health insurance for their staff
  • health insurers
  • insurance brokers / intermediaries


This change in the Healthcare Insurance Act (Zorgverzekeringswet, Zvw) will come into effect on 1 January 2023.

This article is related to:

This information is provided by

Netherlands Enterprise Agency, RVO
FAQPartnersContactAbout usDisclaimerPrivacy and cookiesAccessibilityOndernemersplein (Dutch) is an initiative of:Netherlands Chamber of Commerce, KVKNetherlands Enterprise Agency, RVOImmigration and Naturalisation Service, INDTax and Customs Administration, BelastingdienstGovernment.nlStatistics Netherlands, CBSNetherlands Vehicle Authority, RDWDigital Trust CenterEuropean Commission Point of Single is the Dutch Point of Single Contact for entrepreneurs.Accessibility level: W3C WAI-AA WCAG 2.1