Ban on cash payments over €3,000
Published by:
Netherlands Enterprise Agency, RVO
< 1 min read
This change in law took effect on: 1 January 2026
What has changed?
Do you often pay large amounts in banknotes? The government has banned cash payments for amounts of over €3,000. This ban applies to traders (professional or commercial buyers and vendors of goods). They are not allowed to avoid this amount by making several smaller payments in banknotes. This way it should be harder to launder illegal ('dirty') money.
For whom?
- traders
- anyone who wants to buy something for more than €3,000 and pay for it in cash
When?
This change in the Act to combat money laundering and terrorist financing (Wet ter voorkoming witwassen en financieren van terrorisme, Wwft) has taken effect on 1 January 2026.