Logo of the Dutch governmentGo to homepage

Government information for entrepreneurs

Opening a Dutch business bank account

This information is provided by

Immigration and Naturalisation Service, IND | Netherlands Chamber of Commerce, KVK | Netherlands Foreign Investment Agency, NFIA

Do you need to open a business bank account?

If you plan to start doing business in the Netherlands and being active here, then you require a business (IBAN) account. An IBAN account enables account holders in the Single Euro Payment Area (SEPA) ZoneExternal link to make national and cross-border euro payments easily and securely. If you already have a business bank account in the SEPA Zone, you don't need to set up a new one.

Are you an entrepreneur currently located outside the SEPA Zone?

In that case, it is necessary to apply for a business account with a bank located in the Netherlands. Due to strict legislation and individual acceptance policy, the banks have to look very carefully at each application before they can make a decision. That process can take some time. Three Dutch banks work together in order to quickly inform a foreign entrepreneur if they are eligible to apply for an account. For that purpose, the Dutch Banking Association has created the Quick Scan 'Dutch Business Bank Account'External link. The scan is intended for entrepreneurs who are already in the process of registering with the Netherlands Chamber of Commerce (KVK) and obtaining a residence permit.

Quick Scan

Are you receiving assistance from the Netherlands Foreign Investment Agency (NFIA) or from another facilitator?

  • Go to the NVB websiteExternal link and download the Quick Scan 'Dutch Business Bank Account', answer the questions, attach the requested documents and mail the completed Quick Scan and the documents to the bank of your choice.
  • The bank will confirm the probability of a successful application to open an account within 5 business days of receipt of the Quick Scan.
  • If you are not receiving any assistance from the NFIA or from another facilitator, you can still complete the Quick Scan. In this case, it may take longer than 5 business days to inform you.
On the NVB websiteExternal link you’ll find the Quick Scan and more information.

Questions relating to this article?

Please contact the Netherlands Foreign Investment Agency, NFIA

This information is provided by

Immigration and Naturalisation Service, IND
Netherlands Chamber of Commerce, KVK
Netherlands Foreign Investment Agency, NFIA