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Corona: bridging loans for small companies (KKC)

This information is provided by

Netherlands Enterprise Agency, RVO

Do you own a small company and are you in need of a relatively small loan of between €10,000 and €50,000 as a result of the corona crisis? You may be eligible for a bridging loan facility. This is called Small credits guarantee for SMEs (Kleine Kredieten Corona garantieregeling, KKC). The Dutch government will stand as guarantor for 95% of these bridging loans.

Who can apply?

  • You own a micro, small or medium sized business.
  • You were sufficiently profitable before the corona crisis.
  • You were registered in the Netherlands Chamber of Commerce Commercial Register (KVK Handelsregister) before 1 January 2019.
  • KKC is a loan of €10,000 up to €50,000. The term of the loan is at most 5 years and the interest rate is maximum 4%.
  • You pay a one-time premium of 2% to the State.

The KKC is also open to entrepreneurs on Bonaire, St. Eustatius and Saba. View all conditions on this facility on the Netherlands Enterprise Agency's website.

As this is a loan, you will have to repay.

How to apply?

Entrepreneurs do not apply for the Small Credits for Corona guarantee (KKC) themselves. You can apply for a loan from your credit supplier, a bank or other funder affiliated with this measure. Funders or banks that participate in the extended SME credit guarantee scheme (BMKB-C) can also offer the KKC. Other funders can apply for accreditation to the Netherlands Enterprise Agency.

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Questions relating to this article?

Please contact the Netherlands Enterprise Agency, RVO

This information is provided by

Netherlands Enterprise Agency, RVO