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Corona: bridging loans for small companies (KKC)

This information is provided by

Netherlands Enterprise Agency, RVO

Please note: closed

Are you a small business owner in need of a loan of up to €50,000 due to the corona crisis? You may be eligible for the Small credit guarantee for SMEs (KKC).

Do you own a small company and are you in need of a relatively small loan of between €10,000 and €50,000 as a result of the corona crisis? You may be eligible for a bridging loan facility. This is called Small credit guarantee for SMEs (Kleine Kredieten Corona garantieregeling, KKC). The Dutch government will stand as guarantor for 95% of these bridging loans.

Who can apply?

  • You own a micro, small or medium sized business.
  • You were sufficiently profitable before the corona crisis.
  • You were registered in the Netherlands Chamber of Commerce Commercial Register (KVK Handelsregister) before 1 January 2019.
  • KKC is a loan of €10,000 up to €50,000. The term of the loan is at most 5 years and the interest rate is maximum 4%.
  • You pay a one-time premium of 2% to the State.

The KKC is also open to entrepreneurs on Bonaire, St. Eustatius and Saba. View all conditions on this facility on the Netherlands Enterprise Agency's website.

How to apply?

You can no longer apply for the Small Credit guarantee for SMEs (KKC). The closing date for applications was 15 June 2022.

Repaying the Small Credit guarantee for SMEs

The Small Credit guarantee for SMEs (KKC) is a loan. It depends on the amount you have loaned, how much you will need to repay. Find out more about repaying the Small credits guarantee for SMEs (KKC).

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This information is provided by

Netherlands Enterprise Agency, RVO
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