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If you are a starting or existing business owner in the Netherlands and need credit, you may be eligible for a microcredit. Microcredit is a business loan up to €50,000. You can also apply for a SME loan (MKB-krediet), which is a €50,000 to €250,000 business loan.
Corona: extension of repayment
Due to the coronavirus outbreak, entrepreneurs who have a loan from microcredit provider Qredits do not have to repay their loan for a period of 6 months. During this period, the interest will be reduced to 2%. You can ask Qredits for an extension (in Dutch).
Corona bridging credit
Do you need extra funding for your company during the corona crisis? You can apply for a Corona bridging credit with Qredits (in Dutch). You can loan a maximum of €25,000 for a period of at most 48 months. You do not have to start repayment for the first 6 months. Interest is 2% for the first year and subsequently 5.57%. You may however redeem the loan without penalty after 1 year. Check all conditions for this Corona bridging credit at Qredits’ website (in Dutch). Please note that this credit is not meant for starters.
When do you qualify?
- You are a starting or existing business owner or you take over a business.
- Your current requirement for credit does not exceed €50,000.
- You have a solid (business) plan.
- You conduct your business activities in the Netherland
How to apply?
If you do not yet have a business plan, Qredits can assist you with coaching and various business tools. If you already have a business plan, you can submit your application for a microcredit (in Dutch) directly to Qredits Microfinanciering Nederland.