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Are you a starting or existing business owner in the Netherlands and do you need credit? You may be eligible for a microcredit. Microcredit is a business loan up to €50,000. You can also apply for a SME loan (MKB-krediet), which is a €50,000 to €250,000 business loan.
Corona bridging credit
Do you need extra funding for your company during the corona crisis? You can apply for a Corona bridging credit with Qredits (in Dutch). You can loan a maximum of €25,000 for a period of at most 48 months. You do not have to start repayment for the first 6 months. You may however redeem the loan without penalty after 1 year. Check all conditions for this Corona bridging credit at Qredits’ website (in Dutch).
Corona bridging credit for starters
Please note that the Corona bridging credit is not meant for starters. Qredits has a seperate arrangement for starters (in Dutch). If you started a business in the 1st half year of 2020 you can apply to Qredits for this Corona bridging credit for starters.
You will have to repay this bridging credit. Note that the rules differ for existing entreprensuers and starters.
When do you qualify?
- You are a starting or existing business owner or you take over a business.
- Your current need for credit does not exceed €50,000.
- You have a solid (business) plan.
- You conduct your business activities in the Netherlands.
How to apply?
If you do not yet have a business plan, Qredits can assist you with coaching and various business tools. If you already have a business plan, you can submit your application for a microcredit (in Dutch) directly to Qredits Microfinanciering Nederland.