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Microcredit

This information is provided by

Netherlands Enterprise Agency, RVO

If you are a starting or existing business owner in the Netherlands and need credit, you may be eligible for a microcredit. Microcredit is a business loan up to €50,000. You can also apply for a SME loan (MKB-krediet), which is a €50,000 to €250,000 business loan.

Corona: extension of repayment

Due to the coronavirus outbreak, entrepreneurs who have a loan from microcredit provider Qredits do not have to repay their loan for a period of 6 months. During this period, the interest will be reduced to 2%. You can ask Qredits for an extensionExternal link (in Dutch).

Corona bridging credit

Do you need extra funding for your company during the corona crisis? You can apply for a Corona bridging creditExternal link with Qredits (in Dutch). You can loan a maximum of €25,000 for a period of at most 48 months. You do not have to start repayment for the first 6 months. Interest is 2% for the first year and subsequently 5.57%. You may however redeem the loan without penalty after 1 year. Check all conditions for this Corona bridging creditExternal link at Qredits’ website (in Dutch). Please note that this credit is not meant for starters.

When do you qualify?

  • You are a starting or existing business owner or you take over a business.
  • Your current requirement for credit does not exceed €50,000.
  • You have a solid (business) plan.
  • You conduct your business activities in the Netherland

How to apply?

If you do not yet have a business plan, Qredits can assist you with coaching and various business tools. If you already have a business plan, you can submit your application for a microcreditExternal link (in Dutch) directly to Qredits Microfinanciering NederlandExternal link.

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This information is provided by

Netherlands Enterprise Agency, RVO