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Are you a starting or existing business owner in the Netherlands and do you need credit? You may be eligible for a microcredit. Microcredit is a business loan up to €50,000. You can also apply for a SME loan (MKB-krediet), which is a €50,000 to €250,000 business loan.
Corona bridging credit
Do you need extra funding for your company during the corona crisis? You can apply for a Corona bridging credit with Qredits (in Dutch). You can loan a maximum of €25,000 for a period of at most 48 months. You do not have to start repayment for the first 6 months. You may however redeem the loan without penalty after 1 year. Check all conditions for this Corona bridging credit at Qredits’ website (in Dutch).
Please note that this credit is not meant for starters. Qredits has a seperate arrangement for starters (in Dutch). If you started a business in the 1st half year of 2020 you can apply to Qredits for this credit.
When do you qualify?
- You are a starting or existing business owner or you take over a business.
- Your current need for credit does not exceed €50,000.
- You have a solid (business) plan.
- You conduct your business activities in the Netherlands.
How to apply?
If you do not yet have a business plan, Qredits can assist you with coaching and various business tools. If you already have a business plan, you can submit your application for a microcredit (in Dutch) directly to Qredits Microfinanciering Nederland.