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SME loan

This information is provided by:Netherlands Enterprise Agency, RVONetherlands Enterprise Agency, RVONederlandse versie

Are you a starting or existing SME business owner (including the self-employed)? Or do you want to take over a company? If you need a business loan, you can apply for an SME loan of up to €250,000.

What is the SME loan?

The SME loan (MKB-krediet, in Dutch) is a commercial loan of between €50,000 and €250,000. The term of the loan is 1 to 10 years. You pay back part of the loan with interest each month.

Are you looking for a commercial loan up to €50,000? Consider applying for a for microcredit.

When do you qualify?

The requirements for the SME loan differ per situation. You need to submit several documents with your application for this loan. For instance, if you are an existing entrepreneur you need to submit annual accounts and a description of your business activities. If you are a starting entrepreneur or if you are taking over an existing company, you need to hand in a solid business plan including a financial plan. In all cases you need an overview of your personal budget.

How to apply?

You can apply for an SME loan (in Dutch) to Qredits. If you do not yet have a business plan, Qredits can assist you with coaching and various business tools.

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