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Government information for entrepreneurs

Temporary bridging measure for self-employed professionals (Tozo)

This information is provided by

Netherlands Enterprise Agency, RVO

The Temporary bridging measure for self-employed professionals (Tozo) offers support for self-employed professionals such as a sole proprietor, zzp'er, partner in a general partnership, owner of a private limited company (dga), who are experiencing financial difficulties due to the corona crisis.

Tozo is based on the Decree on Assistance to the Self-Employed (Besluit bijstandverlening zelfstandigen, Bbz). The scheme comes into effect with retroactive effect on 1 March 2020, and will remain in place until 1 June 2020 at least. You can apply for the support to the municipality where you live.

What is the Tozo?

The support consists of:

Income support, depending on the income and your household situation this can amount to a maximum of €1,500 (net). You do not have to repay, and there is no capital or partner test.

and/or

A loan for business capital to a maximum amount of €10,157. You do have to repay this loan, but it is possible to request a delay of your payment obligation. The interest rate will be lower than under the regular Bbz.

Accelerated procedure for the self-employed

The viability test, which is part of the regular Bbz, will be skipped. This means your request will be processed quicker.

You will receive income support for a maximum of 3 months within 4 weeks. If there is an excessive rush on the scheme, and the process takes longer, the municipality can give you an advance.

Terms and conditions of the extra support for self-employed professionals

You apply for the extra support (Tozo) to the municipality where you live, if you have been experiencing financial difficulties from 1 March 2020 due to the corona crisis.

These are the requirements:

  • you are an established self-employed professional, ages between 18 and retirement age
  • you live and reside in the Netherlands legitimately
  • your nationality is Dutch or equalled
  • you practice your business or profession in the Netherlands
  • you meet the legal requirements for being a business owner, for instance you are registered in the Commercial Register (Handelsregister)
  • you started your company before 17 March 2020, 18. 45 hours and you meet the hours criterion: a minimum of 1,225 hours per year are put into your company or professional activities. If you started your business less than a year ago a minimum of on average 23.5 hours per week applies
  • you live in the municipality where you apply

How to apply for Tozo?

You apply for the Temporary bridging measure for self-employed professionals (Tozo) to the municipality where you live. Check your municipality’s website for more information. It is not necessary to apply immediately. Your municipality will be better able to deal with all applications if they do not come in all at once.

The scheme comes into effect with retroactive effect on 1 March 2020, and will remain in place until 1 June 2020 at least. If you start experiencing financial difficulties in May, you can apply to your municipality for the extra Bbz then.

Download the infographic on how to apply for the Tozo measureExternal link (in Dutch).

This information is provided by

Netherlands Enterprise Agency, RVO