List of websites for financing

Financing Monitor

The Financing Monitor (in Dutch) published by Statistics Netherlands provides information about business financing in the Netherlands.

Financing guide

The SME Financing Guide (MKB financieringsgids, in Dutch) provides a quick look at financing solutions.

Guides

The free KVK Book of finance contains everything you need to know about money matters. From raising finance, making budgets, keeping records, and taxes. It is a valuable roadmap and repository for new and experienced business owners, bridging the gap between personal and business finances. It will help you stay in control of your financial situation and make running a business a lot more manageable. KVK, the Ministry of Economic Affairs and Climate Policy, Nibud, Zuidweg & Partners, BKR, Pensioenfederatie and Verbond van Verzekeraars provide the Book of Finance.

The free KVK Guide for business financing will help you raise finance. KVK, the Ministry of Economic Affairs and Climate Policy and Stichting MKB Financiering provide this guide.

Qredits Microfinance Netherlands

Qredits manages the applications and assessments for micro- and SME credit. A microcredit is a business loan up to €50,000. An SME credit is a business loan between €50,000 and €250,000. Qredits also offers business mortgages, leasing, TOA credit, and flexible credit.

Crowdfunding

Sector association Nederland Crowdfunding (in Dutch) provides information on crowdfunding for business owners, investors, and advisers.

Government funding

Rijksdienst voor Ondernemend Nederland (Netherlands Enterprise Agency, RVO, in Dutch) offers services to business owners with sustainable, innovative, or international ambitions. RVO has a lot of valuable knowledge about running a business, and about finding partners, subsidies, credits, guarantees, and tax schemes.

Decree on Social Assistance to the Self-Employed (Bbz)

Do you want to start a business or are you an entrepreneur experiencing financial difficulties? Is your income below the social assistance level and are you unable to raise other financing? In that case, you can apply for assistance under the Decree on Social Assistance to the Self-Employed (Besluit bijstandverlening zelfstandigen, Bbz), which offers financial support for self-employed professionals.

Business Angels

Business Angels Netwerken Nederland (BAN Nederland) is a Dutch association of investor networks. It is a valuable source of information about informal investors, and has a directory of investor networks.

Investment funds

The Nederlandse Vereniging van Participatiemaatschappijen, NVP (in Dutch) is the trade association of private equity firms in the Netherlands. They provide information about venture capital and a directory of investment funds.

Stock exchange for SMEs

NPEX is a Dutch stock exchange for SMEs. On this trading platform, SMEs can fund their operations by offering shares or issuing bonds.

Boost your odds of getting a loan

Take a close look at the criteria financiers use before submitting an application. If you find that your score for a particular criterion is insufficient, adjust your business operations or explore alternatives in advance. Use the financing flowchart to select a suitable form of financing.

Help with financing

Enlisting help will increase your odds of obtaining finance. With the right adviser and a good financial rationale, you will get your finance application approved in no time. These advisers will help you get started