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As a freelancer/self-employed professional based in the Netherlands, you are responsible for your own pension or disability benefit. However, you may be eligible for parental/childbirth allowances or compensation or benefits while starting your business. You can also take out voluntary insurances.
This is a benefit for freelancers/self employed professionals on a low income.
As an older freelancer/self-employed professional, you can rely on this scheme when you are forced to end your company.
As a female freelancer/self-employed professional, you are entitled to an allowance in the Netherlands during pregnancy and after childbirth.
If your child is attending a childcare facility, you may receive childcare benefits for the hours you spend on your business. In order to start your own company on the basis of a benefit there are various options. The Employee Insurance Agency (UWV) can provide further assistance in this respect.
When you have a long-term disability, you can get assistance to start your own company.
You can start a company while retaining your unemployment benefit.
You can take out voluntary insurance with the UWV, so that if you become ill or unfit for work, you will receive sickness or occupational disability benefit. Note: the House of Representatives has adopted a proposal to make it compulsory for self-employed professionals to take out occupational disability insurance. It is not yet certain when this new regulation will come into effect.
You can also take out voluntary insurance against a number of other business risks privately, for example liability insurance.
As a freelancer/self-employed professional you cannot claim employees’ insurances. However, you can claim national insurances (such as the General Old Age Pensions Act (AOW).