The coronavirus and your company: Dutch government measures to help businesses

This information is provided by

Netherlands Chamber of Commerce, KVK | Government.nl | Netherlands Enterprise Agency, RVO | Tax and Customs Administration, Belastingdienst

The coronavirus COVID-19, and the measures taken to restrict the spreading of the coronavirus in the Netherlands, mean significant loss of turnover for many businesses. This article lists the measures the Dutch government is taking to help entrepreneurs affected by the crisis. Check this page regularly for updates.

Corona measures lifted on 25 September

The government will lift several corona measures on 25 September. For hospitality venues and cultural institutions, such as cinemas and theatres, a corona entry pass will be mandatory. You can use the coronacheck app to show or print one. DigiD is needed to install this app. You can also use a negative test result. In public transport and a few other places, face masks remain mandatory.

It will no longer be mandatory to keep 1.5 metres distance. However, the government continues to advise keeping a safe distance.

Please consult the relevant articles for specific information on what this means for your business:

Financial measures

There are several economic support measures in place for businesses affected by the corona crisis.

1 October: NOW, TVL, Tozo, and TONK end

There will be no extension for the financial support measures NOW, TVL, Tozo, and TONK beyond 1 October 2021. In some cases, businesses may have to repay part of the support money received. Are you not sure if you will need to repay? Read the article Repaying corona support: what you need to know and do.

  • NOW: Employers with more than 20% turnover loss can apply for the Temporary Emergency Bridging Measure for Sustained Employment (NOW,Tijdelijke Noodmaatregel Overbrugging voor Werkbehoud) to receive compensation of their employees' wages from July - September 2021.
  • Tozo3 and 4: Self-employed professionals can apply for Tozo, the temporary benefit to bridge the loss of income over the months October 2020 - September 2021 in the municipality where they live. Check with your municipality how to apply.
  • TVL: The Reimbursement Fixed Costs Scheme for SMEs and self-employed professionals aims to compensate companies for fixed costs other than wage costs. You can apply for TVL once every 3 months, until 30 September 2021.
  • TONK: Entrepreneurs faced with financial difficulties as a result of the corona measures. This scheme, the Temporary Support for Necessary Costs (TONK), runs through municipalities and is open until 30 September 2021. Read more about TONK.
  • Subsidy for cancelled events: events organisers can reclaim the costs incurred for events organised after 1 July 2021, that had to be cancelled due to corona restrictions. See Subsidy scheme for events cancelled due to corona measures.
  • R&D subsidy scheme for the mobility sector (RDM): For companies active in the automotive, aviation, or maritime industry, a subsidy is available for research and development. If your R&D investments have been strained because of the corona crisis, you may be eligible for the R&D subsidy scheme for the mobility sector.
  • Travel: A credit facility or voucher bank for travel guarantee funds is being set up by ANVR sector organization, the SGR guarantee fund and the government. Through this voucher bank, the travel guarantee funds can obtain an additional loan from the government. The guarantee fund can thus provide temporary credit to a travel organization that have issued vouchers for package tours.

Help for employers and employees

  • Read the article Employer during the corona crisis to find out what you can and must do to keep the workplace safe.
  • NL Werkt Door: employers can use the NLWerktDoor! (The Netherlands keeps on working, in Dutch) website to offer or look for temporary employees on loan. The scheme was set up by the Employee Insurance Agency UWV, the Ministry of Social Affairs and Employment, several municipalities, employers, and trade unions.
  • NL Leert Door (closed): the temporary support scheme NL Leert Door (The Netherlands keeps on learning) is there for the career development and training of anyone, working or not, from age 18 to retirement. On the hoewerktnederland.nl (in Dutch) website, you will find free online courses and self-development advice.

Credits and guarantees

  • BMKB-C: From 16 March 2020 to 31 December 2021, the SME credit guarantee (BMKB) scheme is extended to help SMEs that are affected by the coronavirus secure bank guarantees and bridge financing.
  • BL-C: For agricultural entrepreneurs, the equivalent of the BMKB-C is the Credit Guarantee scheme for Agriculture (BL-C).
  • GO: The Business loan guarantee scheme (GO) has been extended until 31 december 2021.
  • Microcredit: Entrepreneurs who have a loan from microcredit provider Qredits do not have to repay their loan for a period of 6 months. During this period, the interest will be reduced to 2%. The government supports Qredits with 6 million euros.
  • Small Credits for Corona Guarantee Scheme (KKC): SMEs with relatively small financial needs may be eligible for a bridging loan of up to €50,000 under the Small Credits for Corona Guarantee Scheme (Klein Krediet Corona garantieregeling or KKC). This credit measure has been extended until 31 december 2021.
  • Re-launch credit for SMEs: SMEs can apply for credit to help them get back on their feet after the corona crisis. Qredits extends credit and advice. Application is possible from 1 June.
  • Tozo: Until 30 September 2021, self-employed professionals can apply for Tozo, a loan to bridge the loss of income in the municipality where they live. Check with your municipality how to apply.
  • Tozo for entrepreneurs living abroad: If your company is in the Netherlands, but you live abroad (in the EER or Switzerland), you can apply to the municipality of Maastricht for a business loan.
  • Growth Facility Scheme: The intended phasing out of the Growth Facility Scheme has been extended to 15 juni 2023.
  • Proof-of-concept funding: Businesses that make use of the Proof-of-concept funding scheme (VFF) or the Innovation credit scheme (IK) can apply for a repayment extension. Also, no interest will be levied on the VFF.
  • Export credit insurance: The government has extended the export credit insurance facility.
  • DTIF: The Dutch Trade and Investment Fund (DTIF) has been extended to include pre-delivery advances.

Expired measures:

  • TOGS: The Reimbursement for entrepreneurs in affected sectors scheme (TOGS) expired on 26 June 2020. It was replaced by the TVL scheme.
  • COL: Startups and scale-ups were able to apply for the 'Corona-Overbruggingslening' (Corona Bridging Loan or COL) until 16 May 2021.
  • Compensation for turnover loss for horticultural businesses and potato farmers: Horticultural businesses (food and ornamental) and farmers who produce processing potatoes could claim compensation for part of their turnover loss until 18 June 2020.
  • Indirect Emission Costs Subsidy Scheme (ETS): The Indirect Emission Costs Subsidy Scheme (ETS) was made available sooner. It closed 15 April.
  • TOFA: The Temporary Bridging measure for Flex Workers or TOFA compensates flex workers that have been laid off after 1 March due to the corona crisis, and who cannot claim benefits. Application at the UWV closed on 27 July 2020.
  • Temporary support for local media: the Temporary Support for Local Media scheme for the period 15 September - 15 December2020 has closed.

Tax options for entrepreneurs

The Dutch Tax Administration has taken several measures to help entrepreneurs.

Call the Tax Information Line

Since the information on the tax options offered to entrepreneurs during the coronavirus crisis is mostly only available in Dutch, it would be wise to consult the Tax Information Line if Dutch isn't your first language. The number for resident entrepreneurs is +31 (0)800 0543; non-residents can call +31(0)55 538 53 85.

It is also a good idea to ask someone - your accountant, for instance - to help you.

Several municipal and regional taxes have also been extended:

Tools

If you need help finding out for which scheme you are eligible, try using one of the following tools:

  • The Corona Calculator (in Dutch): employers organisation VNO-NCW and MKB Nederland have prepared this tool to help you find the schemes you're eligible for, and calculate their impact on your financial position. In Dutch.
  • Krijgiktozo (in Dutch): a tool to see if you are eligible for the temporary benefit for self-employed professionals Tozo. In Dutch.
  • Rekenhulp omzetverlies (Turnover loss calculator, in Dutch): this tool helps you find if if you qualify for the NOW scheme. In Dutch.


Rules and protocols for businesses

Check the rules for your business sector in these articles. The rules and protocols have been drawn up by the government together with the sector organisations.

You can also check with your own sector organisation (in Dutch) about the corona rules.
Do you have complaints related to the corona virus about the safety of your workplace or the conditions in which you have to work? Or do you see fraud involving corona-related subsidies or schemes? Then report it to the Inspectorate SZW. You can do so using this form.

Coaching by Entrepreneurs Sounding Board

The Foundation Entrepreneurs Sounding Board (Stichting Ondernemersklankbord, OKB) offers free coaching to SMEs that have been affected by the corona crisis. Read how to apply.
To protect your employees, your clients, and yourself, follow the RIVM advice:
  • Wash your hands regularly
  • Cough and sneeze into the crook of your elbow
  • Use paper tissues
  • Don't shake hands

General health measures

  • People must work from home, unless it is vital that you work on site.
  • Everyone in the Netherlands who has symptoms of COVID-19 can apply for a test. If you or one of your employees starts having complaints that correspond with the coronavirus symptoms, stay at home and apply for a test. If you test positive, aid the GGD with their contact tracing.
  • If you travel to the Netherlands from a high-risk country, you no longer have to self-isolate if you are fully vaccinated. Read the Government.nl checklist for detailed information.
  • The government no longer advises against travel to countries with a low infection rate. Countries with code green or yellow can be travelled to for recreation. For countries with code red a negative travel advice remains in force. Travel advice can be found here.

Information and advice

You can turn to these organisations for further information and advice:


General health

National Institute for Public Health and the Environment, RIVM

Government.nl


Business and work

Netherlands Chamber of Commerce (KVK) Coronaloket

Netherlands Enterprise Agency (RVO)

TechLeap.nl

Inspectorate SZW

Travel / immigration /emigration

Ministry of Foreign Affairs

Immigration and Naturalisation Service (IND)

The Netherlands and You

International resources


European Commission

World Health Organization (WHO)

FME, technology sector organisation

This information is provided by

Netherlands Chamber of Commerce, KVK
Government.nl
Netherlands Enterprise Agency, RVO
Tax and Customs Administration, Belastingdienst