The coronavirus COVID-19, and the measures taken to restrict the spreading of the coronavirus in the Netherlands, mean significant loss of turnover for many businesses. This article lists the measures the Dutch government is taking to help entrepreneurs affected by the crisis. Check this page regularly for updates.
On this page
- NOW2: Employers with more than 20% turnover loss can apply for the Temporary Emergency Bridging Measure for Sustained Employment (NOW,Tijdelijke Noodmaatregel Overbrugging voor Werkbehoud) to receive up to 90% compensation of their employees' wages over the months June through September. NOW1, for the months April through June, is now closed.
- Tozo2: Self-employed professionals can apply for Tozo2, the temporary benefit to bridge the loss of income over the months June through September in the municipality where they live. Check with your municipality when you can apply.
- TVL: The Reimbursement Fixed Costs Scheme for SMEs aims to compensate SMEs in selected sectors for fixed costs other than wage costs, and replaces the TOGS measure, that closed on 26 June. Application is possible from 30 June through 30 October.
- TOFA: The Temporary Bridging measure for Flex Workers or TOFA compensates flex workers that have been laid off after 1 March due to the corona crisis, and who cannot claim benefits. Application at the UWV. The TOFA opened on 22 June.
- Extra support for the cultural sector: The government has allotted €300 million to providing extra support for cultural organisations and events.
- SET: Caregivers can apply for the special corona-related Incentive scheme eHealth at Home: SET COVID-19 2.0. The available funds are for care providers who invest in a structural setup for digital care. The scheme runs from 27 July - 30 November (unless funds run out sooner).
Help for employers
- Read the article Employer during the corona crisis to find out what you can and must do to keep the workplace safe.
- NL Werkt Door: From 1 July, employers can access the NLWerktDoor! (The Netherlands keeps on working) website. This platform is a place where businesses can offer or look for temporary employees on loan. The scheme was set up by the Employee Insurance Agency UWV, the Ministry of Social Affairs and Employment, several municipalities, employers, and trade unions.
Credits and guarantees
- BMKB-C: From 16 March 2020 to 1 April 2021, the SME credit guarantee (BMKB) scheme is extended to help SMEs that are affected by the coronavirus secure bank guarantees and bridge financing.
- BL-C: For agricultural entrepreneurs, the equivalent of the BMKB-C is the Credit Guarantee scheme for Agriculture (BL-C).
- COL: Startups and scale-ups can apply for the 'Corona-Overbruggingslening' (Corona Bridging Loan or COL) via the Techleap.nl website. Regional Development Companies (ROMs) supply the loans, that vary between €50,000 and €2 million.
- GO: The Business loan guarantee scheme (GO) has been extended.
- Microcredit: Entrepreneurs who have a loan from microcredit provider Qredits do not have to repay their loan for a period of 6 months. During this period, the interest will be reduced to 2%. The government supports Qredits with 6 million euros.
- Small Credits for Corona Guarantee Scheme: SMEs with relatively small financial needs may be eligible for a bridging loan of up to €50,000 under the Small Credits for Corona Guarantee Scheme (Klein Krediet Corona garantieregeling or KKC).
- Tozo2: Self-employed professionals can apply for Tozo2, a loan to bridge the loss of income over the months June through September in the municipality where they live. Check with your municipality when you can apply.
- Tozo for entrepreneurs living abroad: If your company is in the Netherlands, but you live abroad (in the EER or Switzerland), you can apply to the municipality of Maastricht for a business loan with retroactive effect from 1 March.
- Growth Facility Scheme: The intended phasing out of the Growth Facility Scheme will be extended by one year, to 1 July 2021.
- Proof-of-concept funding: Businesses that make use of the Proof-of-concept funding scheme (VFF) or the Innovation credit scheme (IK) can apply for a repayment extension. Also, no interest will be levied on the VFF.
- Export credit insurance: The government has extended the export credit insurance facility.
- DTIF: The Dutch Trade and Investment Fund (DTIF) has been extended to include pre-delivery advances.
- Temporary support for local media: New budget has been allocated for the Temporary Support for Local Media scheme. Application is possible from 22 June.
These measures have been announced, but have not yet been fully worked out or launched. Check this page regularly for changes.
- Compensation for legal aid: Legal aid lawyers, mediators and curators who experience more than 20% income loss due to the corona crisis will receive additional compensation.
- NL Leert Door: The government is launching a temporary support scheme NL Leert Door for the career development and training of anyone, working or not, from age 18 to retirement. On the hoewerktnederland.nl website, you will be able to find free online courses and self-development advice. The scheme opens on 1 August 2020.
- TOGS: The Reimbursement for entrepreneurs in affected sectors scheme (TOGS) expired on 26 June. It is replaced by the TVL scheme.
- Compensation for turnover loss for horticultural businesses and potato farmers: Horticultural businesses (food and ornamental) and farmers who produce processing potatoes could claim compensation for part of their turnover loss until 18 June.
- Indirect Emission Costs Subsidy Scheme (ETS): The Indirect Emission Costs Subsidy Scheme (ETS) was made available sooner. It closed 15 April.
Tax options for entrepreneurs
Call the Tax Information Line
Since the information on the tax options offered to entrepreneurs during the coronavirus crisis is mostly only available in Dutch, it would be wise to consult the Tax Information Line if Dutch isn't your first language. The number for resident entrepreneurs is +31 (0)800 0543; non-residents can call +31(0)55 538 53 85.
It is also a good idea to ask someone - your accountant, for instance - to help you.
Several municipal and regional taxes have also been extended:
If you need help finding out for which scheme you are eligible, try using one of the following tools:
- The Measure checker: an intreractive pdf by the KVK and Business.gov.nl that guides you through 5 questions, in English.
- The Corona Calculator: employers organisation VNO-NCW and MKB Nederland have prepared this tool to help you find the schemes you're eligible for, and calculate their impact on your financial position. In Dutch.
- Krijgiktozo: a tool to see if you are eligible for the temporary benefit for self-employed professionals Tozo. In Dutch.
- Rekenhulp omzetverlies (Turnover loss calculator): this tool helps you find if if you qualify for the NOW scheme. In Dutch.
Relaxation of measures for businesses
The Dutch government has been gradually relaxing the rules from 11 May onwards. On 1 July, most restrictions will be relaxed considerably. This is sooner than was announced earlier. Read this article to see the timeline that indicates which businesses may re-open in the coming months, and which rules they have to follow. All dates are on condition that the virus remains under control.
Coaching by Entrepreneurs Sounding BoardThe Foundation Entrepreneurs Sounding Board (Stichting Ondernemersklankbord, OKB) offers free coaching to SMEs that have been affected by the corona crisis. Read how to apply.
- Wash your hands regularly
- Cough and sneeze into the crook of your elbow
- Use paper tissues
- Don't shake hands
- Keep at least 6 feet distance from each other
General health measures
- People are advised to work from home, if possible.
- Everyone in the Netherlands who has symptoms of COVID-19 can apply for a test. If you or one of your employees starts having complaints that correspond with the coronavirus symptoms, stay at home and apply for a test.
- The travel restrictions that are in place for travel into the Netherlands have been lifted for a small number of countries per 1 July (read which ones here - in Dutch). For all other non-EEA countries, they remain in place until at least 15 July. The restrictions apply to travellers without valid residence permits or visa. An exception to the ban is in place for food, medicine and medical equipment transports. Read the article on The Netherlands and you for full details on who is and who is not allowed to travel into the Netherlands. Tourists from a number of EU countries can holiday in the Netherlands.
Information and advice
You can turn to these organisations for further information and advice:
National Institute for Public Health and the Environment, RIVM
- National information phone: 0800-1351 (from abroad dial +312 0205 1351)
- Advice and information on the coronavirus
- Current information about the novel coronavirus COVID-19
Netherlands Chamber of Commerce (KVK) Coronaloket
- Advice and information on the coronavirus for entrepreneurs (in Dutch)
- Call the KVK Coronaloket: 0800 2117, open Mon-Fri from 8:30-17:00 hours. From abroad: +31 (0)88 585 2222.
Netherlands Enterprise Agency (RVO)
Travel / immigration /emigration
Ministry of Foreign Affairs
- Travel advice per country (in Dutch)
Immigration and Naturalisation Service (IND)
International resourcesEuropean Commission
- Coronavirus response - information on the health and socio-economic measures proposed by the EC
World Health Organization (WHO)
FME, technology sector organisation