Due to the corona crisis, many self-employed professionals without staff (so-called zzp'ers) have less income. The government has various schemes and allowances to assist you. Read what you can do, and which schemes and benefits you can use.
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Map your financial situation
How much income do you expect in the near future? And what expenses? If you list your income and expenses, you gain insight into your financial situation. You might be able to make arrangements with creditors you still owe money. For example, ask if you can pay later or in parts. You can also talk to your landlord for possible agreements about the rent.
You could also see if you can make an agreement with the clients who still owe you money. They might be able to pay you earlier.
Support measures still in place
As from 1 October 2021, the financial support schemes TVL, NOW, TOZO and TONK end. You can not apply for these types of support for the period beyond 1 October.
Find out which measures are still in place in the article Corona support measures for entrepreneurs after 1 October 2021.
You cannot pay your taxes because of the coronavirus
You can apply for a payment extension of various taxes.But from 1 October 2021 the special tax payment extension has come to an end. From then on you will have to meet your tax obligations again. This means that you will most likely have to pay your assessments on time again. Read more.
You need extra money to keep your business running
In addition to governmental organisations, there are also other organisations with schemes for affected businesses. For example, self-employed professionals working in the healthcare sector qualify for special arrangements from health insurance companies or care administration offices. Ask your sector organisation what measures are in place. But be aware that using these schemes can affect your entitlement to government measures.
Do you have to repay financial support you received?
If you have received financial corona support, you may have to repay (some of) the support you received. If you have difficulty meeting your repayment obligations, you can make use of repayment schemes. Find out more in the article Repaying corona support: all you need to know and do.