Entrepreneurs who want to start a business in the Netherlands, Bonaire, St. Eustatius or Saba can take advantage of the government's SME Credit Guarantee Scheme (Borgstellingsregeling MKB, BMKB). You can use this scheme if you want to take out a loan but do not have sufficient collateral for the bank.
The Dutch government guarantees sums up to 1,5 million Euro through the BMKB. The bank will be more willing to provide a loan if that loan is partially guaranteed by the government. Are you interested? In that case, contact one of the participating financial institutions mentioned below.
The banks listed below participate in the government's SME Credit Guarantee Scheme. For example, if you take out a start-up loan of no more than €266,667 from one of these banks, the Dutch government will act as guarantor for 67.5%.
How do I apply?
These are someof the financial institutions that participate in the SME Credit Guarantee Scheme. For a full and up-to-date list plus direct links, see the Netherlands Enterprise Agency website (Dutch).
- ABN AMRO
- Deutsche Bank AG, Amsterdam Branche
- Triodos Bank
- Van Lanschot Bankiers
Banks in Bonaire, St. Eustatius and Saba:
- Girobank NV
- MCB bank (Maduro bank)
- RBTT Bank NV
- Europese Horeca Financieringsmaatschappij
- Triodos Cultuurfonds
- Triodos Groenfonds