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Finding capital for your business

This information is provided by Netherlands Chamber of Commerce Financing Desk, KVK

Looking for funding? You'll need to be well-prepared to find financing for your business. The better you prepare, the more chance you have of securing investment funding or a loan at a bank or from a private investor, or crowdfunding platform.

Make sure your business plan contains a clear, concise financial plan. This also means describing how you will spread investments and equity.

In the Netherlands, there are also numerous public-sector financing options. These include incentive schemes for startups, innovation and international trade in the form of either subsidies or tax benefits. Schemes are available from local, regional, provincial, national and even European government bodies.

Additional capital and project funding options

You may need additional capital while you're setting up a business or once it starts growing. Or perhaps you require funding for a specific project. There are numerous organisations in the Netherlands that can help you look for startup or scale-up funding, or funding for your starting or expanding business. They'll explore the possibilities on your behalf and will introduce you to potential investors or other sources of funding. Dutch national and regional organisations and possibilities include:

Customer Due Diligence (CDD) and foreign investors

If your company attracts a foreign investor, for example in the form of an equity stake, you should contact your bank before the investment is actually made. This will enable the bank to carry out the Customer Due Diligence (CDD) process correctly, as is their obligation under (amongst others) the Prevention of Money Laundering and Terrorism Financing Act (Wwft). Part of this process is gaining insight into money flows (from abroad) and, sometimes, the organisations and persons involved.

If a new foreign investor becomes involved in your company, and the ownership structure of your business might change as a consequence, you will have to inform the bank of these changes beforehand. The bank will then inform you of the information or documentation it needs to carry out their CDD policy. This also enables you to prepare for the actual investment by a foreign party in your business. You can start collecting the necessary information yourself, while requesting part of the information from the intended investor. This may prevent delays and disappointments in the process later on.

This information is provided by

Netherlands Chamber of Commerce Financing Desk, KVK
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