Insurances through UWV Former employees or benefit recipients in the Netherlands who start their own business can take out several insurances with the...
Compulsory insurances You must have these insurances: Third party car insurance (according to the Dutch Motor Insurance Liability Act, WAM) if you use...
Is absenteeism insurance mandatory? Absenteeism insurance, also known as sick leave insurance, is not mandatory....
Read more about other insurances when doing business internationally (in Dutch) on KVK.nl....
You will then pay social insurance contributions in the Netherlands....
Your insurance premium depends on the type of insurance you choose....
No protection with other liability insurance policies Business liability insurance or personal liability insurance does not protect directors....
What is cyber insurance? There is not a uniform definition of the term cyber insurance....
Lifetime insurance There is no end date for this type of insurance. The insurance will always pay out in the event of your death....
Goods and inventory both insured Some insurance companies will combine goods insurance with inventory insurance....
The Dutch Social Insurance Bank (Sociale Verzekeringsbank, SVB) is the organisation that implements national insurance schemes within the Netherlands....
These include: life insurance accident, invalidity and occupational disability insurance health and medical expenses insurance unemployment insurance insurances...
Is inventory insurance mandatory? Inventory insurance is not mandatory. What is usually covered by inventory insurance? Damage to your inventory....
Collective insurance In some cases, you can take out ‘individual disability insurance on collective terms’....
Is business interruption insurance mandatory? Business interruption insurance is not mandatory....
National insurance schemes National insurances are compulsory for everyone who works or lives permanently in the Netherlands....
For whom is professional indemnity insurance useful?...
Business insurance Business insurances cover risks that you run as a result of having a company....
What is business liability insurance?...
Is a business legal expenses insurance mandatory? A business legal expenses insurance is not mandatory....
Is buildings insurance mandatory? You are not obliged to take out buildings insurance for your business premises....
Additionally, you can take out other vehicle insurances such as passenger insurance....
What does the Employee Insurance Agency do? The Employee Insurance Agency operates on behalf of the Ministry of Social Affairs and Employment....
An advantage of a bank guarantee is that it is cheaper than credit....
Additional insurance. You can take out additional coverage via your health insurer if you want this....
This is a statutory guarantee (conformity). When does the right to guarantee apply?...
You take out the insurance before payment is due to be made. You cannot take out private insurance. How to apply?...
What is the Dutch Deposit Guarantee scheme? The Dutch Deposit Guarantee scheme protects deposits on your bank accounts with Dutch banks....
Insurance You can choose to bear the financial risk entirely on your own, or take out full or partial insurance with a private insurer....
Capital providers receive a 50% guarantee from the government. The term for the Business loan guarantee scheme (in Dutch) is maximum 8 years....